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Our Credentials

Regulatory Strategies can bring together experts to match the specific needs of our clients, dependent on sector, market, geography and business objectives.

Mike Bradford LL.B (Hons) FCIB is an acknowledged expert in UK and international regulatory and consumer affairs, compliance and data protection, combining a strategic and commercial approach with an in-depth appreciation of the associated legal and regulatory challenges and opportunities.

Prior to founding Regulatory Strategies in May 2009, he was UK and EMEA Director of Regulatory and Consumer Affairs at Experian, a FTSE 100 plc where he was responsible for regulatory compliance and driving the optimal and compliant uses and applications of data and information assets in product and solutions design and development in respect of credit bureau, marketing and value added services. 

Between 2007 and 2009 he was the first UK President of the Brussels-based Association of Consumer Credit Information Suppliers (ACCIS), leading 35 consumer credit bureaus in 25 European countries and 7 associate members from all other continents.

In August 2008 he was elected to the European Commission Expert Group charged with identifying challenges and solutions to creating a single European credit market for consumers and lenders.

He is a regular contributor to industry publications and presents at UK and International conferences on data protection, marketing and credit, regulatory, consumer and industry issues, both from a compliance and commercial perspective.

Helen Lord BA (Hons) is an expert in consumer affairs, fraud and consumer credit-related issues and is responsible for all aspects of Regulatory Strategies’ consumer-related consultancy.

She is founder and Director of CreditReportAdvice working with lenders and consumers providing consultancy on credit-related problems, building a credit history and fraud prevention.

With 20 years experience in the credit industry she was most recently Director of Compliance and Consumer Affairs for the UK’s largest credit reference agency.

She has headed up a 130+ strong Consumer Help Service team handling credit report and related queries ensuring Data Protection and Consumer Credit Act compliance.

She set up the UK’s largest credit report monitoring and fraud prevention service and is an acknowledged expert and specialist in consumer fraud prevention having initiated the UK’s first victim of fraud service.

She has been responsible for developing highly respected education and financial literacy programmes and is a media trained spokesperson on consumer and fraud-related issues.

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